WealthIQ measures long-term financial strength — not monthly spending. It moves slowly by design.
2026
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Soar
Personal Finance OS
Enter your PIN to continue
Income
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Expenses
—
Net
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Add Category
This Month
All Months
Log Expense
Customize View
Choose which accounts count toward this view. Changes preview instantly.
Add account
What type of account is this?
💵
Cash
Checking, savings
📈
Investment
Retirement, brokerage
🏠
Real estate
Home, rental
💳
Liability
Loans, credit cards
Account type
Account name
Owner
Person 1
Person 2
Joint
Current balance
Track contributions
Shows progress toward annual limit
Contributed so far this year
Annual limit
✦
Soar AI
Hey! I know your full financial picture. Ask me anything — "how are we doing this month?", "what was our savings rate in January?", "where should we cut spending?"
Soar
Your household financial command center.
Takes about 5 minutes to set up.
Already have a household ID? Join →
Join a household
Enter the household ID from whoever set up Soar.
Household ID
Household not found — double-check the ID.
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Who's in this household?
First names only — used to label income and accounts.
Person 1 (required)
Person 2 (optional)
Your income
How you typically get paid.
Pay frequency
Biweekly
Weekly
Monthly
Irregular
Typical take-home per paycheck (after tax)
$
Paycheck shows up as (optional — helps import CSVs)
Has commission or bonuses
Adds a separate irregular income row
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Partner income
How your partner typically gets paid.
Pay frequency
Biweekly
Weekly
Monthly
Irregular
Typical take-home per paycheck (after tax)
$
Paycheck shows up as (optional)
Has commission or bonuses
Adds a separate irregular income row
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Fixed expenses
Bills that are the same every month. Enter monthly amounts.
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Monthly budgets
How much do you want to spend on each category?
Leave at $0 if you don't want to track that category.
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Your assets
What do you own? Approximate values are fine.
I own a home
Unlocks property value + mortgage fields
Estimated home value
$
Vehicle value (0 if none / leased)
$
HYSA / Savings balance
$
Investment accounts
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What do you owe?
Outstanding balances on loans and debt.
Mortgage balance
$
Interest rate
%
Student loans
$
Auto loans
$
Credit card balances
$
Other debt
$
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Your goals
These drive your scores, projections, and strategy panel.
Emergency fund target
Typically 3–6 months of expenses. A good starting point is $10,000–$25,000.
$
Annual Roth IRA target per person
2025 limit is $7,000/person. Enter 0 if not contributing.
$
Home / Property Strategy
Plans to sell or upgrade?
Staying long-term
Upgrade in future
Plan to sell
Target upgrade price
$
Timeline (years)
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Create a PIN
Locks the app on shared devices. 4 digits.
You can change this later in settings.
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✓
You're all set!
Your household is ready. Let's go.
Your Household ID
Share this with your partner so they can sync. Find it anytime in Settings.
